Top Reasons to Move to Millcroft

 Monday, March 18, 2024     Erin      General Real Estate Market

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Why Should You Move to Millcroft? 

Nestled in the beautiful landscapes of Burlington, lies the most sought after neighbourhood, Millcroft. From the beginning, Millcroft has offered residents a wonderful blend of modern convenience and natural beauty. When you arrive, you'll find yourself enchanted by the serene streets lined with towering trees, the inviting parks, and the vibrant community spirit that permeates every corner.

In this blog post, we hope to shed some light on the reasons why Millcroft is such a sought after neighbourhood and why you might want to consider it your next home. Welcome to Millcroft — where every moment is a masterpiece waiting to be painted. Let’s now see the top reasons why this is the most sought after neighbourhood. 

Top Ten Reasons You’ll Want to call Millcroft Home

We could go on and on about all the reasons why you should choose Millcroft and why so many do every year. But we've decided to compile a list of our top ten reasons why you should consider Millcroft to be your next move.

  1. Family-Oriented Community: Millcroft fosters a nurturing environment for families with its abundance of family-friendly amenities such as playgrounds, community centres, and family events. The neighbourhood's emphasis on safety and camaraderie makes it an ideal place to raise children and create lasting memories.
  2. Top-Rated Schools: Millcroft is renowned for its excellent schools, offering a diverse range of educational programs including French immersion, gifted programs, and specialized arts programs. Parents can be rest assured knowing that their children are receiving a quality education tailored to their individual needs.
  3. Convenient Access to Transportation Hubs: Residents of Millcroft enjoy convenient access to major transportation routes, making commuting to nearby cities such as Hamilton and Toronto a breeze. Whether by car or public transit, getting around from Millcroft is efficient and hassle-free.
  4. Scenic Nature Trails and Parks: Nature enthusiasts will find peace in Millcroft's abundance of scenic nature trails and parks. From leisurely strolls along the tranquil trails to picnics in the lush green spaces, residents have ample opportunities to connect with nature right in their own backyard.
  5. World-Class Golfing Experience: Millcroft is home to the prestigious Millcroft Golf Club, where avid golfers can indulge in a world-class golfing experience. The meticulously maintained course, coupled with exceptional facilities and services, makes Millcroft a golfer's paradise.
  6. Diverse Range of Housing Options: Millcroft offers a diverse range of housing options to suit every lifestyle and budget. From spacious single-family homes with sprawling yards to modern condominiums with resort-style amenities, there's something for everyone in this vibrant neighbourhood.
  7. Active Community Engagement: Residents of Millcroft are actively engaged in their community, participating in various clubs, sports leagues, and volunteer organizations. There are countless opportunities to connect with neighbours and make a positive impact.
  8. Abundance of Cultural and Recreational Activities: From sports arenas and fitness centers, Millcroft boasts a wide array of recreational activities to suit every interest and passion.
  9. Safety and Security Measures: With its low crime rates and proactive community policing efforts, Millcroft offers residents a safe and secure environment to call home. Whether walking the streets at night or letting children play outside, residents can enjoy peace of mind knowing that their safety is a top priority.
  10. Thriving Local Economy: Millcroft's proximity to commercial centres and business districts ensures a thriving local economy, providing residents with ample job opportunities and access to goods and services. Whether you're an entrepreneur looking to start a business or a professional seeking career advancement, Millcroft offers a wealth of possibilities.

Millcroft's appeal lies not only in its picturesque surroundings and modern amenities but also in its strong sense of community, diverse housing options, and abundant recreational opportunities. Whether you're starting a family, advancing your career, or enjoying retirement, Millcroft offers the perfect blend of comfort, convenience, and quality of life. Let the VanDinther Team at We Sell Millcroft help bring your dreams of moving to this stunning neighbourhood come to life. 

Contact We Sell Millcroft Today

With Millcroft's stunning streets, strong community, amenities and so much more, it’s time to call this vibrant neighbourhood home. Plus with its top-rated schools, premier golfing facilities, and diverse housing options, Millcroft truly stands as a testament to the ideal neighbourhood experience. 

The VanDinther team at We Sell Millcroft have the knowledge and experience in this area and are able to provide you with the tools and information to make this move. Lori is a resident of Millcroft and therefore has some of the best inside knowledge, further providing you with the best experience possible, helping you make the right moves. 

Contact the team anytime directly by phone at 905-330-2002 or by email at info@wesellmillcroft.com




The Benefits of Living in Millcroft

 Friday, February 16, 2024     Erin      General Real Estate Market

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The Benefits of Living in Millcroft: The Most Sought After Neighbourhood 

Nestled in the heart of Burlington, Ontario, lies one of the most sought-after neighbourhoods of Millcroft. With its picturesque landscapes, family-friendly atmosphere and an abundance of amenities, Millcroft stands as a beacon of suburban excellence. 

The Neighbourhood Boasts a unique blend of modern convenience and natural beauty. This neighborhood offers residents an unparalleled quality of life. Whether you're an outdoor enthusiast, a parent looking for top-notch schools, or a professional seeking a tranquil retreat after a busy day, Millcroft has something to offer everyone. In this blog we explore the many benefits of calling Millcroft home and at the end we’ll explain how the team at We Sell Millcroft can help you find your dream home.

Why Choosing Millcroft is The Best Decision 

There are so many reasons why someone would choose to call the nieghbourhood of Millcroft home. In this section of the blog we’ll explore some of the top benefits of choosing to live here. From the excellent schools to the beautiful surroundings, Millcroft has endless benefits. 

One of the obvious benefits of choosing Millcroft has to be its prime location. Situated in the heart of Burlington, the neighbourhood offers easy access to major highways, making commuting a breeze for residents who work in neighbouring cities such as Hamilton, Oakville, or Toronto. Plus, despite its proximity to urban centres, Millcroft maintains a peaceful atmosphere, thanks to its beautiful green spaces, parks and winding trails. Residents can also enjoy wonderful walks or bike rides along the Millcroft Golf Course or explore the nearby Bronte Creek Provincial Park.

Families in the area with children can benefit from the access to the excellent schools such as, Charles R. Beaudoin Public School and Florence Meares Public School. These schools are known for their academic excellence and nurturing environments, providing children with a solid foundation for success. Millcroft offers residents a variety of amenities, including shopping centres, restaurants and recreational facilities. The nearby Shopping Centre offers a wide selection of shops and restaurants, ensuring that residents have everything they need right at their doorstep.

Millcroft prides itself on its strong sense of community, with residents actively participating in neighbourhood events, festivals and local initiatives. Whether it's a community barbecue, a charity fundraiser, the residents come together to support one another and foster a sense of belonging. 

Finally, the real estate market in Millcroft offers a range of housing options to suit every lifestyle and budget. From spacious single-family homes, cozy townhouses, modern condominiums and detached homes, there's something for everyone in this vibrant community. 

Contact We Sell Millcroft to Find Your Dream Home

It’s true that living in Millcroft offers so many benefits, from its prime location and stunning surroundings to its top-rated schools and abundance of amenities. Whether you're a young professional, a growing family, or a retiree seeking a peaceful retreat, Millcroft has something to offer everyone. 

As a leading real estate agents specializing in the area, the We Sell Millcroft team is committed to helping you find your dream home in this idyllic neighbourhood. Have you been wondering what your home might be worth? Give our "What's My Home Worth" calculator a try and find out! 

Don't miss out on the opportunity to experience the unparalleled lifestyle that Millcroft has to offer. Contact We Sell Millcroft today and embark on your journey to homeownership in one of Burlington's most sought after communities. Please contact the team by phone at 905-330-2002 or by email at info@wesellmillcroft.com




Tips for Finding The Best Mortgage in Canada

 Friday, January 19, 2024     Erin      Real Estate Market

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Finding The Best Mortgage in Canada 

When it comes to getting a mortgage in Canada it’s a process and should be taken very seriously. Purchasing a new home for the first time can come with a lot of questions and other important factors to consider. One of the most important things you’ll need to do is have a down payment and a mortgage. 

In this blog, we’ll review what a mortgage is and how you should go about getting one. We’ll also include some tips for those who are looking for a mortgage in Canada and then at the end of this blog we’ll explain how the VanDinther Team can help you make the right moves. 

Tips for Getting the Best Mortgage 

Sure this is both an exciting time and a stressful time, taking the big step in becoming a homeowner. The first step is to look for a mortgage provider and then make sure you have enough for the down payment. 

Over time you’ll be paying off your mortgage to the lender and this mortgage is a legal and binding agreement. This means that your home is the collateral and if you fail to pay your mortgage, the lender will take the house – let’s make sure that doesn’t happen. Listed below are some tips we think you might want to consider when taking this step and becoming a homeowner.

  1. Research Mortgage Interest Rates 
    • According to the recent article by RE/MAX Canada, “There is no one-size-fits-all approach to getting a mortgage. There are a few different types of mortgages, each of which will impact the interest rate you receive…” 
    • This means that you will be able to choose from some different types of mortgages, for example a prime mortgage is a lower interest rate and will be able to help you save more over the lifetime of your loan. Speaking with a professional is the best way to choose the right mortgage for you. 
  2. Decreasing Debt-to-Income Ratio
    • The best way for you to reduce debt-service ratio, which represents your gross monthly income that’s used to pay off your debts.
    • It’s been recommended by the Canada Mortgage and Housing Corporation that you should keep your gross debt service below 39 percent and your total debt service below 44 percent. 
  3. Improved Credit Score
    • This can be accomplished by making bigger payments to any outstanding debt that you might currently have. 
    • You might want to also pay off any collections as well, as this greatly improves your credit score. Keep in mind that you need to continue to stay on top of your bills and other credit card debt to continue to have a good credit rating. 
  4. Income Stability 
    • According to the article by RE/MAX Canada, “Income stability signals to a lender that you’re less likely to default on your mortgage. First, sit down and run an honest assessment on how much money you bring in every month versus how much you spend, to improve your income stability.”
    • Try figuring out how to spend less money, budget your weekly and monthly spending and open a savings account. This will allow you to save for that down payment and also give you a sense of security. 
  5. Employment History 
    • It’s very important to have your employment history available for a mortgage lender to review. This is because the lender needs to know that you’re capable of paying for the mortgage. 
    • Your employment history is how you show the lender that you have current employment that you will have in the future . 
  6. Saving for the Down Payment
    • When you contribute more to the down payment you’re helping to reduce the size of your mortgage therefore helping you get a better interest rate. 
    • If your down payment is greater than 20 percent you’ll usually receive a better interest rate. 
  7. Savings Account 
    • Lenders will want to take a look at your banking to make sure you have enough in case you need to dip into your savings. This will further ensure them that you’re able to take on the mortgage. It also helps when getting a good mortgage rate. 
    • RE/MAX Canada has recommended that you have three to four months worth of savings available when shopping for a mortgage. 
  8. Interest Rates 
    • Right now interest rates are low – RE/MAX Canada recommends trying to time the purchase of your home when the interest rates are lower. This is to reduce your monthly payments and the interest paid over the lifetime of your mortgage. 
  9. Low vs. High Ratio Mortgages   
    • When you have 20 percent to put toward your down payment, it’s required that you also get mortgage loan insurance. This insurance is also some security for your mortgage lender, in case you default on your payments. 
    • This fee can be added to your mortgage monthly payments, RE/MAX Canada recommends that you save up at least 20 percent so that you won’t need this mortgage insurance. 
  10. Shop Around for the Best Mortgage 
    • Once you’ve successfully completed all of the above steps you can start shopping around for the best mortgage for you. There will be some lenders that can offer you better rates – know all of your options before you commit. 
    • You might want to consider working with a mortgage broker, they can help you secure the best mortgage to suit your needs and financial situation. Plus they can shop around for you, with their expertise and help we know that you’ll be in good hands. 
    • The mortgage broker doesn’t require any fees on behalf of the borrower (you) – this is a win-win sort of situation. 

This might be an overwhelming process at first but hang in there and follow through with each step. You’re just that much closer to becoming a homeowner and it’s a very big step in life. Working with an experienced real estate agent is also another step you can take once you’ve secured a mortgage. Working with the VanDinther Team is a great way to start this process, learn more about this in the final section of this blog. 

Contact the VanDinther Team at We Sell Millcroft 

The VanDinther Team is available to help you make the right moves in order to find the best home. Working with experiences and knowledge real estate professionals is highly recommended and means you will have help securing the home of your dreams. 

Each real estate agent at We Sell Millcroft is highly qualified to find you a home in this very sought after neighbourhood, located in Burlington, Ontario. Millcroft is located near the major highways, making it a convenient place for those who commute into Toronto. Plus the neighbourhood offers some of the best schools in the city as well as parks and other amenities. 

If you would like to work with the VanDinther Team please contact them directly by phone at 905-632-2199 or by email at info@wesellmillcroft.com. If you've been wondering what your home might be worth, give our "What My Home Worth" calculator a try! The entire team is looking forward to working with you and helping you find the perfect place to call home. 




Top 20 Reasons Why You Should Live in Millcroft

 Wednesday, October 18, 2023     Erin      Real Estate Market

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Why You Should Move to Millcroft 

There are many reasons why someone would choose to live in Burlington’s most sought after neighbourhood, Millcroft. There are excellent schools, beautiful surroundings, friendly people and many amenities. 

Millcroft is known for its stunning golf club, which is the hub of the community, and for its lovely homes. This is a beautiful place to raise a family since there are excellent schools and it's also located near all the major highways – making it a great place to live and commute into Toronto. 

The neighbourhood itself is located at the intersection of Appleby Line and Upper Middle Road, in the northern part of Burlington. Once again making it in the ideal location to access the highway and the surrounding area. 

Top 20 Reasons Why Millcroft is the Most Sought After Neighbourhood

We mentioned above that there are some more obvious reasons why Millcroft might be the ideal neighbourhood to move to. Listed below are the top 20 reasons why people choose to move here everyday. At the end of this blog, we’ll explain how you can contact the VanDinther Team at We Sell Millcroft and how they can help you make the right moves. These reasons listed are in no particular order. 

  1. Safe Environment 
    • Millcroft has always been considered a safe area, making it an ideal place to raise a family.
  2. Great Schools 
    • The neighbourhood offers excellent schools, both public and private, providing a quality education for everyone.
  3. Scenic Beauty 
    • Millcroft boasts beautiful landscapes including parks, and golf courses such as the Millcroft Golf Club.
  4. Nature 
    • Located near Bronte Creek Provincial Park which offers visitors a variety of outdoor activities such as, hiking, biking, ice skating, and other outdoor recreational opportunities.
  5. Lake Ontario 
    • Easy access Lake Ontario for boating, swimming, and water-related activities. Spencer Smith Park is also a popular designation for visitors and locals as it offers different festivals throughout the year and it’s a beautiful park to walk, ride bikes and more. 
  6. Close Knit Community 
    • Millcroft is a tight-knit community and often hosts events and activities that foster a sense of belonging for residents.
  7. Shopping & Dining 
    • The Millcroft Shopping Centre is a great location that offers a variety of shops and restaurants.
  8. Healthcare Facilities
    • Millcroft and the city of Burlington offer excellent access to quality healthcare facilities, including hospitals and clinics. 
  9. Transportation 
    • The neighbourhood is in close proximity to major highways like the QEW and 407, helping make commuting to neighbouring cities easy.
  10. Recreation 
    • There are various sports and recreational facilities located in the area, including tennis courts, community centres, and swimming pools.
  11. Golf 
    • The Millcroft Golf Club is one of the area's premier golf courses, offering a community hub and a great place to play a few rounds of golf. 
  12. Public Transportation
    • The area has easy access to Burlington Transit, providing convenient options for those who prefer not to drive.
  13. Employment Opportunities
    • Burlington hosts a diverse range of industries and is able to provide job opportunities. Plus, due to its proximity to Toronto, the commute for many residents is reasonable.
  14. Family – Friendly 
    • Millcroft offers plenty of family-oriented activities, from parks to indoor activities at the various recreation centres.
  15. Located close to Toronto 
    • Since the neighbourhood and the city of Burlington are relatively close to Toronto, it allows the residents to enjoy all the big-city amenities and job opportunities while still living in a suburban setting.
  16. Low levels of pollution 
    • The area is known to offer better air quality and lower pollution levels compared to larger urban centres.
  17. Sports & Recreation
    • Millcroft residents are able to partake in the various sports leagues, clubs, and activities – encouraging an active community. 
  18. Quality of Life
    • The combination of all these factors listed here help to contribute to a high quality of life in Millcroft.
  19. Real Estate Options  
    • There’s a wide range of housing options, from single-family homes to townhouses, catering to various preferences and budgets.
  20. Cultural Attractions 
    • The city of Burlington has always had a rich cultural scene that includes museums, galleries, and theaters for residents to enjoy.

There are so many reasons to choose this dynamic and beautiful community to call home. Whatever the reasons you choose to live here, we want to help make the process fun and as easy as possible for you. That’s what our highly experienced and knowledgeable team of real estate professionals are trained to do. 

Contact The VanDinther Team 

Getting in contact with the VanDinther Team at We Sell Millcroft is simple and can be any time. This is a team of trained professionals that are able to help you with everything from your wish list to the buying and selling process. There are many benefits of choosing a Burlington real estate agent, one of them being that you don’t have to stress about the entire process. A lot goes into the selling and buying process and our years of experience make this easy for our team. 

The VanDinther Team can be reached by either phone or email at any time. To contact the team by phone, please call 905-330-2002 and email directly to info@wesellmillcroft.com. When it comes to helping you find the right property, you can count on the VanDinther Team to deliver. 




How Do Realtor Fees Work?

 Thursday, September 28, 2023     Erin      Real Estate Market

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How Do Realtor Fees Work? 

When it comes to purchasing a home there are a lot of things to consider and there's a lot to learn about, such as realtor fees. Have you ever wondered what these fees are and how they’re calculated? This might be something that you haven’t given much thought about, or maybe you have questions – now is the time to learn. 

It can be a complex process when it comes to buying and selling a property, there are all sorts of things to consider. The realtor fees are an important part of that process and it’s how your realtor is compensated. Some might wonder if they have to pay the realtor out of their own pocket, but that’s not exactly how this all works. 

“In Canada, most homebuyers employ a real estate agent to help them find their next home. A realtor can help purchasers find the right home for the right price and guide homebuyers through the process. However, buyers never pay realtors directly. Instead, real estate agents are compensated by a commission on the property’s final sale price.” – RE/MAX Canada

Commission and Real Estate 

The commission that a realtor receives at the end of a sale is how they are paid. But how do we determine what the commission will be? Well, the seller, buyer and the brokerage real estate agents' fees come off of the final sale price of the property in the form of commissions. 

“Commissions for both the buyer’s and the seller’s real estate agents are taken off the proceeds of the sale. The commission is pre-determined by the seller, the seller’s agent, and their brokerage. This means that the buyer can not negotiate real estate commissions. However, the seller can sometimes negotiate real estate commissions with their own agent.” – RE/MAX Canada

So once the sale is closed, the buyer's “statement of adjustments” won’t show the commissions. The gross commission is always shown in the sellers’ statement and deducted from the sale price. 

Percentage of Commissions in Canada 

So how are these commissions determined? In Canada we use the percentage of the commission, now you might have some questions about how that works. How much and how is it all calculated? In Canada it’s usually between three and seven percent of the purchase price – this is also determined by the region and the real estate agent, this is done by using a contract.

“When a house is listed for sale, the listing agent and the seller agree to a gross commission split between the seller’s agent and the buyer’s agent. The agreement is outlined in the listing contract, signed by the seller, the seller’s agent, and the seller’s brokerage, if applicable. The buyer has no signing authority or disclosure on the listing contract or gross commission.” – RE/MAX Canada

It was explained by RE/MAX Canada, that commissions are determined by the sellers’ statement of adjustments. The lawyer or notary will then send those commissions to the agent or to the brokerage. 

Contact the VanDinther Team at We Sell Millcroft 

We hope that this made some sense and that will help you better understand when it comes time to sell or purchase a residential property. The VanDinther Team is a group of highly knowledgeable real estate professionals that work specifically in the Millcroft area. This is Burlington’s most sought after area and if you’re considering selling or buying in this area please contact the team today. 

The VanDinther Team can be reached by either phone or email at any time. To contact the team by phone, please call 905-330-2002 and email directly to info@wesellmillcroft.com. When it comes to helping you find the right property, you can count on the VanDinther Team to deliver. 

We Sell Millcroft Team

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